UtilitySure - Natural Gas Distribution

An insurance program for the natural gas distribution industry.

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Developed in 1988 by natural gas industry specialists, the UtilitySure insurance program has been designed to address the unique exposures of publicly owned or investor owned natural gas utilities. Water, sewer and electric distribution utilities can also be written in conjunction with a natural gas system.


Eligibility Requirements

UtilitySure is designed for publicly owned and investor owned natural gas utilities. Utilities that operate peak shaving plants, propane service and natural gas appliance sales/installation are eligible for the program. Companies engaged in natural gas distribution may be eligible.

We can consider these incidental operations in conjunction with Natural Gas Distribution:

  • Electric Distribution
  • Natural Gas Transmission & Distribution
  • Propane (subject to program guidelines)
  • Sewerage Systems
  • Water Supply


This program is available in all states.


  • Automobile
  • Boiler and Machinery
  • General Liability
  • Inland Marine
  • Pipeline Coverage
  • Property
  • Public Officials Liability or D&O
  • Railroad Protective Liability
  • Umbrella

UtilitySure has been designed to include coverage that meets the unique needs of natural gas, water and sewer utilities. Available enhancements include:

  • Short term pollution event coverage - including spillage of artificial odorant (not available in NY, PA, or VT)
  • Failure to supply - policy limit for sudden and accidental occurrence (not available in NY, PA, or VT)
  • Failure to supply - $250,000 sublimit for property damage caused by other than sudden and accidental (not available in NY, PA, or VT)
  • $25,000/$50,000 limit for regulator and/or odorization stations at unscheduled locations

Coverage is provided on an admitted basis unless otherwise indicated.

Submission Requirements

  • UtilitySure Supplemental Questionnaire - This is REQUIRED with a submission and MUST be signed by the insured.
  • Completed Business Income worksheet required if requested limit exceeds $1,000,000 and/or writing coverage on an Agreed Amount basis
  • Completed Acord application for each line of coverage desired
  • 5 years of currently valued carrier loss runs including explanation of any claims over $10,000
  • 3 years of DOT (PHMSA F 7100 1.1) reports
  • 3 years of leak cap reports
  • Updated driver information

Please send submissions to: robin.mucher@amwins.com.

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.

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