Rent-ItGuard - Equipment Rental

An insurance program designed for the equipment rental industry.

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Rent-itGuard is equipped to meet the insurance and risk management needs of the equipment rental industry. Rent-itGuard has been designed for businesses engaged in the rental of equipment including light and heavy construction equipment, equipment rental (homeowners), and rental stores whose rental operations are greater than 50% of total revenue.

Target SIC Codes:

  • 735300 Heavy construction equipment rental
  • 735399 Heavy construction equipment rental, nec
  • 735900 Equipment rental and leasing, nec
  • 735901 Home cleaning and maintenance equipment rental services
  • 735999 Equipment rental and leasing, nec, nec
  • 735909 Musical instrument and rental services


Ineligible Classes

  • Rent to own centers
  • Equipment rental with operators
  • Crane rentals with or without operator
  • Any installation, erection or contracting operations
  • Any watercraft, aircraft or medical equipment rental
  • Automobile or truck rental
  • Party and event
  • New ventures


This program is available in all states except: WV


  • Property
  • General Liability
  • Inland Marine
  • Crime
  • Auto
  • Umbrella
  • Workers' Compensation

Submission Requirements

  • Rent-ItGuard Supplemental
  • ACORD forms completed for all coverage requested
  • 5 years currently valued loss runs (current year; plus prior four years) including a description of any incurred claim over $10,000
  • If multiple buildings, please provide distance between buildings via diagram or a satellite photo
  • Complete copies of Customer Rental Agreement(s)

Please send submissions to:

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.