Insights

Stay informed about the trends in the P&C and benefits industries.

Explore

Insights

Property, Property & Casualty, Real Estate

State of the Property Market - Q2 2019

04/25/19

The pace of hardening continues to accelerate in every segment of the property market, creating challenges for both retailers and buyers. Adverse loss development is driving the acceleration, and underwriters and management are under pressure to return their books to profitability. As a result, in addition to increased rates, clients can expect increased deductibles, lower limits, and close review of policy forms. While the market remains well capitalized, carriers are applying a level of underwriting discipline not seen in the recent years.

Casualty, Environmental, Product Recall, Property & Casualty, Public Entity, Real Estate, Transportation

State of the Casualty Market - Q2 2019

04/25/19

After years of an entrenched soft market, the pendulum is swinging back to a focus on profitability. As we head into the second quarter, buyers and brokers alike will see the differences in rates, limits, terms, and conditions across many classes of casualty coverage.

Property, Property & Casualty, Real Estate

Loss of Income: Is Depreciation a Continuing Expense?

03/19/19

When a company suffers a loss to a fixed physical asset, such as when a fire damages a building, the insured may incur an interruption to their business which can result in the loss of income and the incurrence of expenses. This article examines how Business Income and Rental Value Income losses in a Property policy may treat depreciation after the damage or destruction of a fixed physical asset, numerous factors that impact the treatment, and how to mitigate claim disputes.

Casualty, Property & Casualty, Real Estate

State of the Casualty Real Estate Market

The state of the casualty market for real estate and habitational risks differs by the type of exposure. While desirable risks are seeing rate reductions, crime-related losses have caused many carriers to tighten acceptability guidelines, and shrinking profit margins have caused carriers in the habitational market to exit the space. Learn more in our State of the Real Estate Market report.

Casualty, Property & Casualty, Real Estate

Overcoming the Challenges of Placing Multi-Family Real Estate Insurance

Multi-family real estate insurance has become a difficult class to place - many markets have either exited the space or tightened their guidelines. Here are three ways that you can help present risks in the best possible light for underwriters.

Sign Up For Our Monthly Newsletter

Sign Up