Insights

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Insights

Property, Property & Casualty, Real Estate

Loss of Income: Is Depreciation a Continuing Expense?

03/19/19

When a company suffers a loss to a fixed physical asset, such as when a fire damages a building, the insured may incur an interruption to their business which can result in the loss of income and the incurrence of expenses. This article examines how Business Income and Rental Value Income losses in a Property policy may treat depreciation after the damage or destruction of a fixed physical asset, numerous factors that impact the treatment, and how to mitigate claim disputes.

Casualty, Energy, Environmental, Product Recall, Property & Casualty, Public Entity, Real Estate, Transportation

State of the Casualty Market - Q1 2019

01/24/19

Our deep dive into the Casualty marketplace showed moderate price increases and a potential decline in capacity. The space remains a story of contradictions. In the Q1 update. our experts weigh in on a myriad of classes, including Real Estate, Automotive Liability, Product Recall and Environmental.

Casualty, Property & Casualty, Real Estate

State of the Casualty Real Estate Market

The state of the casualty market for real estate and habitational risks differs by the type of exposure. While desirable risks are seeing rate reductions, crime-related losses have caused many carriers to tighten acceptability guidelines, and shrinking profit margins have caused carriers in the habitational market to exit the space. Learn more in our State of the Real Estate Market report.

Casualty, Property & Casualty, Real Estate

Overcoming the Challenges of Placing Multi-Family Real Estate Insurance

Multi-family real estate insurance has become a difficult class to place - many markets have either exited the space or tightened their guidelines. Here are three ways that you can help present risks in the best possible light for underwriters.

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